Compare title loan options across all 50 states. Find the best rates, understand requirements, and apply online today.
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Enter your vehicle information and state to see if you qualify for a title loan. You'll need a clear vehicle title in your name.
Review title loan offers from multiple lenders in your area. Compare rates, terms, and loan amounts to find the best deal.
Complete your application online or in person. Once approved, receive your cash as fast as the same business day.
Title loan laws vary by state. Select your state to see local requirements, rates, and regulations.
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Get Your Cash TodayA title loan is a short-term secured loan where borrowers use their vehicle title as collateral. You can borrow a percentage of your vehicle's value while still keeping and driving your car during the loan period.
Title loan amounts typically range from $100 to $50,000, depending on your vehicle's value, your state's regulations, and the lender. Most lenders offer 25% to 50% of your car's current market value.
Generally you need: a clear (lien-free) vehicle title in your name, a government-issued photo ID, proof of income or ability to repay, and the vehicle itself for inspection. Requirements vary by state.
Yes. With a title loan, the lender holds your title as collateral but you keep possession of your vehicle and can continue driving it as normal throughout the loan period.
Many title loan lenders can approve and fund your loan within the same business day, sometimes in as little as 30 minutes. Online applications may take 1-2 business days for funding.
No. Title loan regulations vary significantly by state. Some states allow them with few restrictions, others have strict regulations on rates and terms, and some states have banned title loans entirely. Check our state-by-state guide for details.
Important Disclosure
Auto Cash Title Loans is not a lender, does not broker loans, and does not make loan or credit decisions. This website does not constitute an offer or solicitation to lend. We may receive compensation from affiliate partners for referrals.
APR rates vary by state and lender. Typical APR for title loans ranges from 25% to 300%. Please review your loan terms carefully before accepting any offer.