What is an auto title loan?
A fast way to borrow money against your vehicle.
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Do I have to own a vehicle?
Yes, you have to own a vehicle and have a free and clear title.
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Do I get to keep my car?
Yes, we only put a lien on the title.
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How much does my vehicle have to be worth to be able to borrow against it?
At least $2000.00 wholesale.
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How much can I borrow against my vehicle?
We loan up to 70% of the wholesale value of the vehicle. ($300.00-$15,000.00)
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Is there a pre-payment penalty?
No, it is a daily accrued interest loan. At any time you can pay your loan off and we will release your car title back to you.
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Do you base your loans on good credit?
No, we do not run credit reports.
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Do I need to be currently employed?
No, But you do have to have proof of income.